Debt collection has become an increasingly problematic area for consumers in recent years, especially credit card debt, as agencies pursue debt that a consumer doesn’t owe. But what is causing so much unfair debt collection? As reported by The New York Times, “robo-signing” may be the root of many problems. Robo-signing involves a debt collection agency producing similar documents for various debtors without reviewing their information. These debts are often quickly sold between agencies and pursued without adequate information concerning the consumer and what is actually owed. A robo-signed debt is often not reviewed by an actual person before being sent to a consumer and pursued by a debt collector. Often, the amount owed is incorrect, the debt has already been paid, or is attributed to the wrong person with a similar name or Social Security number as the actual debtor. Many judges have revealed that the tactics, evidence, and lawsuits used by debt collectors in legal cases are nearly identical. This “robo-testimony” is meant to prosecute as many consumers as possible in the pursuit of debt payment. Overall, one civil court judge stated that he believed as much as 90 percent of all credit card lawsuits are flawed to the point that agencies cannot prove the consumer actually owes the money. At the Law Offices of Howard D. Silver, we are dedicated to ending unfair debt collection. Ventura unfair debt collection lawyer Howard D. Silver can provide you with the representation needed to solve your problem. For more information on how we can help you, call (855) 341-2611.
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