There are many avenues that identity thieves can use to exploit unknowing victims and gain their personal information for fast and easy use. In fact, not only has credit card fraud increased by 87 percent since 2010, with losses amounting to $6 billion across the nation, according to the NewsObserver.com, credit card cloning is one of the fastest growing and easiest ways to victimize Californians.
The process of credit card cloning is simple: a credit card is swiped through a skimming machine that takes all of its data and transmits it to a computer to create fake credit cards. Credit card skimmers can be placed in areas where customers normally scan their cards, such as gas pumps, or carried in thieves’ pockets, who swipe the cards of unknowing victims.
While stolen card data is often used by thieves, it is also sold to other wrongdoers. Either way, the stolen data is quickly used in various identity theft crimes to rack up debt before the victim finds out and responds. Credit protection agencies recommend that everyone examine card readers for skimming machines before using, never loose track of your cards while paying for something longer than necessary, check the bank history on a regular basis, and alert authorities and credit companies of any suspected theft immediately.
I.D. theft victim attorney Howard D. Silver understands the hurt and confusion that result from suffering such theft. Mr. Silver has the skills and resources needed to put an end to your victimization and remove the debt from your record. For more information on how we can help you in your case, call us today at (855) 341-2611.