This is part two of a two-part feature from the Law Offices of Howard D. Silver on fighting back against unfair debt collection tactics. Part one can be found here While you may be generally aware that the Fair Debt Collection Practices Act (FDCPA) gives you certain rights, you may not be sure how to protect yourself against abusive and unlawful debt collection practices. If you are a target of these practices, keep in mind what’s been suggested by MSN.com.
Talk to Their Supervisor
If the collector is trying to scare you and is violating your rights, document his or her actions, get the person’s name and ask to speak with their supervisor. The collector may be reprimanded or fired and you can build a case against the company.
Call Them on Their Actions
Collectors may try and scare you by threatening to sue. Sometimes, however, a lawsuit isn’t filed. Make them aware you know that. Also, you cannot be arrested for an unpaid debt.
Tell Them to Stop Contacting You
You have the right to prevent a debt collector from contacting you. Tell them this in writing. If the collector continues to make contact, he or she will be violating the law.
Find a Skilled Attorney
Through a free consultation with a consumer law attorney, you will better understand your rights and the legal options. Should you need to take action, a lawyer will be able to guide you through the process. To learn more about your rights, call the Law Offices of Howard D. Silver at (855) 341-2611. Attorney Silver help you fight for your rights against unfair tactics and protect your finances.