Under the Fair Debt Collection Practices Act, a debt collector is barred from contacting a debtor to the point of harassment, oppression, or abuse. This includes calling a person or talking to him or her “repeatedly or continuously with intent to annoy, abuse, or harass. However, what qualifies as repeated or continued contact? Because of the ambiguous nature of the law, judges are allowed to interpret its meaning in each case. Additionally, the vagueness of the law may result in collection agencies creating their own policies regarding call frequency. Whether a collector has clearly and intentionally overstepped the legal guidelines or their own policies can be difficult for a consumer to ascertain on their own. For more information about your legal rights and what avenue you should pursue, get in touch with the Law Offices of Howard D. Silver at (866) 49-LEMON for a free consultation. Do not miss your chance at preventing collectors from abusing you.
What Qualifies as Repeated or Continuous Contact from a Debt Collector?
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