The credit reporting system in this country is very complicated. There are three major credit bureaus that track your information and they all collect, analyze, and relay this data differently. Due to the convoluted nature of this system, there are many credit reporting myths that have developed. It's important to be aware of these myths and understand the... Read More
Los Angeles Consumer Protection Lawyers
Serving Los Angeles, Riverside, Ventura, San Bernardino Counties & Nearby Areas of California
The California Lemon Law provides you with protections in the event that you purchase a defective vehicle. However, an important criterion that must be met in order to qualify for protection under the lemon law is that your car is still under warranty. In some instances, repairs can take longer than you might expect, especially when the vehicle is defective.... Read More
As the National Highway Traffic Safety Administration (NHTSA) works to improve the safety of drivers across the country, we are seeing more vehicle recalls than ever before. These recalls are initiated in order to repair defects found in large numbers of vehicles that create serious safety hazards. But how do these recalls affect a potential claim you may... Read More
The holiday season is here. If you still have lots of last minute shopping to do, purchasing gifts online can be a great way to make the best use of your time and take care of all your gifts in one sitting. But hackers are becoming increasingly sophisticated, and network breaches are more prevalent than ever. Therefore, it's important that you take certain... Read More
When it comes to your credit score, you should absolutely pay attention to all of the numbers provided by the various credit reporting agencies. While it's certainly true that different credit reporting agencies might assign a different credit score, the numbers should not vary greatly from one another. If they do, you should take the time to investigate the... Read More
One of the most common ways auto dealers commit used car fraud is by rolling back vehicle odometers in order to increase the value of the car by making it seem like the car has lower mileage that it actually does. Rolling back odometers is illegal under California and Federal law. It decreases the value of the vehicle and makes it harder to sell the car in... Read More
Repairing a poor credit score is hard work. It often takes years to do restore good credit and involves a combination of correcting credit reporting issues and establishing a history of making sound financial decisions. Now that you're seeing the fruits of these labors and have your credit back on track, what should you do to make sure you maintain a good... Read More
Students in college today share more information than any generations before. With the ubiquity of social media and portable devices like smart phones and tablets, the number of opportunities for thieves to steal your identity has skyrocketed. If you have fallen victim to identity theft, Howard Silver can help.
College students are convenient targets... Read More
If you’ve taken on a large amount of debt and are having trouble paying your bills, you’re not alone. Recent economic conditions have forced many families into such difficult circumstances. But while it’s legal for a debt collector to contact you, it’s not legal for them to make false claims or use unfair tactics.
The Fair Debt Collection Practices Act... Read More
The Fair Credit Reporting Act (FCRA) requires that the three national credit reporting agencies (Equifax, Experian, and TransUnion) supply you with a free credit report every year. With this important information so readily available, there’s no reason not to check your credit report.
It’s a good idea to regularly check your credit report. Keeping tabs... Read More